World of Consulting LLC – Terms and Conditions
Last updated: October 24, 2025

Please read these Terms carefully before using the www.worldofconsultingllc.com website (the “Site”) operated by World of Consulting LLC, owned and operated by Giselle Sandy-Phillips (“Company,” “we,” “us,” or “our”).

These Terms form a binding agreement between you (“you,” “user”) and the Company. They govern your access to and use of the Site, including any content, functionality, programs, and services offered on or through the Site, whether as a guest or registered user. By viewing pages, purchasing products or services, or submitting information through the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms.

Our services include consulting, coaching, training programs, workshops, speaking engagements, and related digital or physical materials (collectively, “Services”).

This Site is intended for users who are 18 years of age or older. By using the Site, you represent and warrant that you are of legal age to form a binding contract with the Company. If you do not meet this requirement, you must not access or use the Site.

1. Changes to the Terms

We may revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when posted and apply to all access and use of the Site thereafter.

Any changes to dispute resolution provisions in the sections on Governing Law, Jurisdiction, or Arbitration will not apply to disputes of which the parties have actual notice on or before the date those changes are posted.

Your continued use of the Site following the posting of revised Terms means you accept and agree to those changes. You are responsible for checking this page each time you access the Site so that you are aware of any updates, as they are binding on you.

2. Accessing the Site and Account Security

We reserve the right to withdraw, suspend, or amend the Site, and any service or material we provide, in our sole discretion without notice. We will not be liable if any part of the Site is unavailable at any time or for any period. We may restrict access to some or all parts of the Site, including to registered users.

You are responsible for:

• Making all arrangements necessary for you to have access to the Site.

• Ensuring that all persons who access the Site through your internet connection are aware of these Terms and comply with them.

To access certain features or resources, you may be asked to provide registration details or other information. It is a condition of your use of the Site that all information you provide is correct, current, and complete. You agree that all such information is also subject to our Privacy Policy, and you consent to our handling of your information in accordance with that policy.

If you choose, or are provided with, a username, password, or any other security information as part of our security procedures, you must treat this information as confidential and must not disclose it to any other person or entity. Your account is personal to you, and you agree not to provide any other person with access to the Site using your credentials.

You agree to notify us immediately of any unauthorized use of your username or password or any other breach of security. You also agree to log out from your account at the end of each session and to exercise caution when accessing your account from a public or shared computer.

We may disable any username, password, or other identifier at any time in our sole discretion, including if we believe you have violated these Terms.

3. Purchases and Refunds

If you wish to purchase any product or service through the Site (“Purchase”), you may be asked to provide certain information relevant to your Purchase, including your credit card number, expiration date, billing address, and shipping information.

You represent and warrant that:

1. You have the legal right to use any payment method in connection with any Purchase.

2. The information you provide is true, accurate, and complete.

We may use third-party payment processors to facilitate payment and completion of Purchases. By submitting your information, you authorize us to provide this information to such third parties, subject to our Privacy Policy.

We reserve the right to refuse or cancel any order at any time, including for reasons such as product or service availability, errors in pricing or description, errors in your order, suspected fraud, or unauthorized or illegal transactions.

Consulting engagements require payment as outlined in the applicable proposal, engagement letter, or invoice. Eligibility for refunds, if any, will be determined by the specific terms of that agreement.

Refunds for physical products will be handled in accordance with applicable Pennsylvania consumer protection laws. Digital products and downloads are non-refundable once delivered.

4. Reliance on Information Posted

The information presented on or through the Site is made available solely for general information and educational purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk.

We disclaim